Memberships & Achievements

Bankruptcy Basics

A thorough explanation of the Bankruptcy process and important terminology from the U.S. Courts.
VIDEO Series on Bankruptcy from the U.S. Courts


Consumer Credit Counseling Courses (Pre-filing)

Abacus Credit Counseling (online only)
$25.00 (single or married)
InCharge Education Foundation (online only)
$30.00 (single or married)
Cricket Debt Counseling (online only)
$36.00 (single or married)
Institute for Financial Literacy (online or telephone)
$50.00 (single or married)
Urgent Credit Counseling (online only)
$16.00 (per household)


Credit Reports (Free government program)

Annual Credit Report
Obtain free copies of your credit report from all 3 credit bureaus once per year.


Financial Management Courses (Post-filing)

DebtorWise (online only)
$15.00 (single or married)
Money Plan (online only)
$14.95 (per person)
InCharge Education Foundation (online or telephone)
$25.00 (single or married)
Institue for Financial Literacy (online or telephone)
$50.00 (single or married)
Solid Start Financial (online only)
$24.00 (single or married)
BE Adviser (online only)
$11 (single or married)
Urgent Credit Counseling (online only)
$24 (per household)
J and J Partners (online and telephone)
Online ($12.25 per person); Telephone ($18.95/single and $24.95/married)


Motor Vehicle Valuations

Kelly Blue Book
Wholesale/retail car, truck, motorcycle valuations, personal watercraft, & snowmobiles.
N.A.D.A.
Wholesale/retail car, truck, motorcycle, boat & RV valuations.


Redemption Loans

722 Redemption Funding
Provide loans to fund redemptions of vehicles in Chapter 7.


Real Estate Valuations

Cuyahoga County Auditor
Market value for real estate tax purposes
Lake County Auditor
Market value for real estate tax purposes.
Geauga County Auditor
Market value for real estate tax purposes.
Yahoo Real Estate
Market value based on comparable sales.


Mortgage Modification Assistance

Making Home Affordable
aka, the "Obama Plan"
HOPE for Homeowners
FHA's Home Modification Options
When a Lender Won't Work With You
HUD guidance on who to call and steps to take.
Ohio Save the Dream
Ohio's Official Foreclosure Prevention Effort; Hotline: (888) 404-4674
Cuyahoga County Foreclosure Prevention Program
You can also Dial 2-1-1 for the United Way's Cuyahoga County program.
Geauga County Foreclosure Prevention
Call Rhea Dykes at the Geauga County Community & Economic Development Department at (440) 564-7131 for assistance.
Lake County Foreclosure Task Force
Fair Housing Resource Center
Summit County Foreclosure Prevention Program
Foreclosure intervention & prevention network resources
Lorain County
Housing service program
Empowering & Strengthening Ohio's People (ESOP)
HUD-approved foreclosure counselers; Call: (877)731-3767