Resources & Forms

This page contains documents, forms, and information that you may need during the course of your case. Some documents are in PDF format and require the free Adobe Reader software to view them.

APPOINTMENT

_ Documents needed at first appointment

BANKRUPTCY

_ A thorough explanation of the Bankruptcy process and important terminology from U.S. Courts

_ Bankruptcy reference materials from U.S. Courts

_ Bankruptcy Disclosure statements

_ Meetings of Creditors (aka 341 Meetings)

o All parties filing bankruptcy must attend a 341 Meeting of Creditors to be examined under oath by a Bankruptcy Trustee, who is a lawyer appointed to administer your case. These sessions generally last 5-10 minutes.

_ Bankruptcy Court meeting locations:

o CLEVELAND

Howard M. Metzenbaum U.S. Courthouse

201 Superior Avenue (corner of Superior & Public Square)

Cleveland, OH 44114

***341 Meetings of Creditors held on the 6th floor

o AKRON

First Energy Building

50 South Main Street

Akron, OH 44308

***341 Meetings of Creditors held on the 1st floor (Ch. 7 only)

YOU MUST BRING A VALID DRIVER'S LICENSE/STATE ID AND SOCIAL SECURITY CARD TO THE MEETING, OR IT WILL NOT BE HELD. YOU MAY OBTAIN A LETTER CONTAINING YOUR SOCIAL SECURITY NUMBER AT ANY SOCIAL SECURITY ADMINISTRATION LOCATION.

DRESS CODE: Our advice is to dress in a business-casual manner.

_ Social Security Administration location:

o Anthony J. Celebrezze Federal Building

1240 East 9th Street (at intersection of Lakeside Avenue)

Room 793 (7th floor)

Cleveland, OH 44199

_ Chapter 13 Trustee payment mailing address (effective March 1, 2011):

o CLEVELAND

Craig Shopneck, Chapter 13 Trustee

P.O. Box 593

Memphis, TN 38101

 

o AKRON

Keith L. Rucinski, Chapter 13 Trustee

P.O. Box 73984-N

Cleveland, OH 44193

***Include your name and case number on any payments sent

  • Consumer Credit Counseling and Financial Management courses
    Summit Financial Education Inc.
      - Pre-filing credit counseling: $9.95 (single or joint)
      - Post-filing financial management: $7.95 (single or joint)
  • Credit Reports
    Annual Credit Report (obtain free copies of your reports from all 3 bureaus once a year)
  • Real Estate valuations
      - Cuyahoga County Auditor (market value for real estate tax purposes)
      - Lake County Auditor (market value for real estate tax purposes)
      - Geauga County Auditor (market value for real estate tax purposes)
  • Motor Vehicle valuations
      - Kelly Blue Book
      - N.A.D.A.

FORECLOSURE/MORTGAGE MODIFICATION ASSISTANCE

  • Making Home Affordable aka the "Obama Plan"
  • HOPE for Homeowners (FHA's Home Modification Options)
  • When a Lender Won't Work With You (HUD guidance on who to call and steps to take)
  • Ohio Save the Dream (Ohio's Official Foreclosure Prevention Effort; Hotline: (888) 404-4674)
  • Cuyahoga County Foreclosure Prevention Program
  • Geauga County Foreclosure Prevention
      - Call Rhea Dykes at the Geauga County Community & Economic Development Department at (440) 564-7131 for assistance.
  • Lake County Foreclosure Task Force
  • Lorain County (housing service program)
  • Empowering & Strengthening Ohio's People (ESOP) (HUD-approved foreclosure counselors call: (877)731-3767)