This page contains documents, forms, and information that you may need during the course of your case. Some documents are in PDF format and require the free Adobe Reader software to view them.


Documents needed at the first appointment:


  • “Bankruptcy Basics” reference materials from the U.S. Courts
  • United States Trustee Bankruptcy Disclosure Statement (see attached)
  • Meetings of Creditors (aka 341 Meetings)
    • All parties filing bankruptcy must attend a 341 Meeting of Creditors to be examined under oath by a Bankruptcy Trustee (who is a lawyer appointed to administer your case). These sessions generally last 5-10 minutes. All meetings are currently being held TELEPHONICALLY during the COVID-19 Pandemic.


Howard M. Metzenbaum U.S. Courthouse
201 Superior Avenue (corner of Superior & Public Square)
Cleveland, OH 44114
***341 Meetings of Creditors held on the 6th floor

    • AKRON

John F. Seiberling Federal Building & U. S. Courthouse
2 South Main Street
Akron, OH 44308
***341 Meetings of Creditors held on the basement level

YOU MUST BRING A VALID DRIVER'S LICENSE/STATE ID AND SOCIAL SECURITY CARD TO THE MEETING OF CREDITORS, OR IT WILL NOT BE HELD. During the COVID-19 Pandemic, you must provide a photo of your driver's license and social security card to our Office.

DRESS CODE: Our advice is to dress in a business-casual manner.



Lauren A. Helbling | Chapter 13 Trustee website

Payment Mailing Address:
Lauren A. Helbling, Chapter 13 Trustee
P.O. Box 593
Memphis, TN 38101-0593
*** Include your name and case number on any payments sent

Electronic payments (ePay) link

    • AKRON

Keith Rucinski | Chapter 13 Trustee website

Payment Mailing Address:
Keith L. Rucinski, Chapter 13 Trustee
3600 Momentum Place
Chicago, IL 60689-5336
*** Include your name and case number on any payments sent

Electronic payments link

*** Prices vary between method of counseling. The cheapest and best way is via email.

  • Credit Reports

    • Consumer credit report information sheet (see attached)
    • Annual Credit Report (obtain a free copy of all 3 bureau reports once per year)

Please view and download our resources:

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