Repayment Plans

Debt Repayment Plans in Cuyahoga County

At Van Ness Law, we understand that filing for bankruptcy can be a stressful experience. That's why we offer a variety of  debt repayment plans to help you get back on your feet. Our experienced bankruptcy attorneys will work with you to create a plan that fits your unique financial situation.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows individuals to reorganize their debt and create a repayment plan over a three to five year period. The plan will be based on your income and expenses, and may include reduced payments or extended repayment terms. Our attorneys will work with you to create a plan that is manageable and affordable.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows individuals to discharge certain debts, such as credit card debt and medical bills. However, not all debts are dischargeable under Chapter 7 bankruptcy. Our attorneys will evaluate your financial situation and help you determine if Chapter 7 bankruptcy is the right choice for you.

Debt Consolidation

Debt consolidation is a repayment plan that combines multiple debts into one monthly payment. This can make managing your debt easier and more affordable. Our attorneys will work with your creditors to negotiate reduced interest rates and payment terms.

Credit Counseling

Credit counseling can be a helpful tool for those struggling with debt. Our attorneys can connect you with reputable credit counseling agencies that can help you create a budget and develop a plan to repay your debts.

Contact Our Debt Repayment Plan Lawyers

If you are struggling with debt, contact Van Ness Law today to schedule a consultation. Our experienced bankruptcy attorneys will help you explore your options and create a repayment plan that works for you

To discuss your bankruptcy options with our experienced firm, contact Van Ness Law online or call (440) 650-1787. We offer free initial consultations with our Cuyahoga County bankruptcy lawyers.

Client Reviews

Read What They Say About Us
  • “It was a fast and easy process.”
    “My attorney Mr. Van Ness provided great assistance with my Bankruptcy”
    - Bianca M.
  • “Mr. Van Ness and his staff were thorough, patient and helpful.”
    “They made certain we were comfortable with each step before proceeding.”
    - Leonard R.
  • “I would definitely recommend Van Ness Law for your bankruptcy needs.”
    “I was also treated with respect and never felt ashamed or embarrassed because of the bankruptcy.”
    - Degra S.
  • “Mr. Van Ness explained everything in full detail and helped me understand the process.”
    “I can’t thank Mr. Van Ness and the front desk ladies enough. You’ve taken a massive burden off of my chest that I’ve been dealing with for years.”
    - Sarah R.
  • “Mr. Charles Van Ness is a great man to whomever is in need of his service”
    Mr. Charles Van Ness is a great man to whomever is in need of his service I would strongly recommend him to you… even though I did not accomplish anything from the estate he did work hard to try and do so I appreciate the effort and blessings to his
    - Anna W.
  • “Mr. Van Ness is an excellent lawyer and very responsive and respectful.”
    “He immediately puts you at ease and answer any questions you have. I was very nervous thru the whole process but as he said no question is silly.”
    - Pat G.
  • “Mr. Ness work very hard for me and he helped me out and I really appreciate it.”
    “One of my friends gave me Mr. Ness phone number and when I called him he was so friendly and he was so understanding he calmed me down.”
  • “I was nervous about filing bankruptcy until I sat down with Charles.”
    “To say that I left his office with excitement and confidence about my future would be an understatement. My experience was excellent. Charles is a true professional.”
    - Antonio J.